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Important Earthquake Insurance Information

Posted by on 25 July 2017 | Comments

Time is ticking on Outstanding Earthquake Insurance Claims

Canterbury homeowners with outstanding earthquake insurance claims running out of time. 

Canterbury homeowners may lose the right to bring unresolved earthquake insurance claims to court if they do not file proceedings before 4 September 2017.  

As the sixth-year anniversary of the Canterbury Earthquake sequence approached last year there was concern that insurers would rely on a defence under the Limitation Acts that prevents court proceedings relating to events that occurred more than six years before. To assuage these concerns, a number of insurers publically agreed to hold off from relying on the defence until 4 September 2017.

The 3 September 2017 deadline for filing claims in court is now fast approaching. Some insurers have made recent announcements indicating that they will again extend this deadline. Others have yet to make such announcements.  This may affect any homeowner with an outstanding earthquake claim with their insurer or with EQC (particularly those that may go "over cap").  To be sure, your insurer's position must be clarified.

If you would like us to advance negotiations with your insurer, file proceedings, or seek to obtain an extension to the limitation date, please let us know as soon as possible.

If you are unsure about your position, please do not hesitate to contact a member of our Litigation and Dispute Resolution team to discuss.

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